Privacy & Commercial Disclosures

Working Capital Brief is an independently published educational business-finance website. This page describes the publication's commercial affiliation and the contact information available on the site.

Commercial affiliation and compensation

The publisher, Heath Thomas, is a Strategic Advisor and Business Financial Consultant affiliated with Oceanwide Capital Inc., a commercial financing brokerage serving businesses in the United States and Canada. The publisher may receive compensation in connection with financing transactions through this relationship.

Editorial content is intended to inform business owners. A business financing inquiry may lead to a commercial discussion through Oceanwide Capital. The existence of a commercial relationship does not constitute independent verification of a lender or financing product.

Educational information and financing eligibility

Information on this website is general in nature and is not individualized financial, tax, legal or investment advice. It is not an application, commitment, credit decision or offer to provide financing. Financing terms, fees, structures and availability depend on each applicant's circumstances, lender assessment, underwriting and applicable jurisdiction. No approval or funding is guaranteed.

Contact and privacy

The website presently directs inquiries through an email link to heath@oceanwidecapital.com, rather than providing an on-site financial application form. If you choose to send an email, the information you include will be transmitted to and processed by the recipient's email service and may be used to respond to your inquiry.

Do not send tax identification numbers, banking credentials or other sensitive financial documents in an unsolicited initial email. If documentation is needed, request instructions for an appropriate secure channel.

External services and analytics

The website contains links to Oceanwide Capital, LinkedIn and Instagram. Those websites operate under their own privacy practices. Hosting providers necessarily process technical requests to serve web pages. Any additional analytics, advertising trackers, cookies or contact forms must be reviewed and reflected in an updated privacy notice before being enabled.

This statement describes the intended initial static-site configuration; it must be checked against the actual Cloudflare hosting and analytics settings before public publication.